I send you my prayers. If I had anything to give I would in a heartbeat. This is many months since your post so I hope you are ok. I have medical debts in a collection agency that has garnished my checking account twice now in less then two months instead of my wages (in Boise, Idaho) So now my rent payments and life insurance is not going to go through. I only make $9.00 an hour, paycheck to paycheck as I am going back to school to be able to have a better paying job. So not only can they take your ckecking account funds, they leave you in standing of bad checks bouncing and the chance of legal issues with insufficiant funds and leave you with no money to eat. What a fiscious circle. I have no credit cards at all, but if I was in credit card debt I could receive help. I believe in miracles...this is just a really hard thing to go through and I cannot stop crying. Any suggestions would be great and good faith prayers as well!